Stretch your retirement income out 20 – 30 years!
Money does not grow on trees!
Most people will say their Pension, Social
Security and withdrawals from assets like CD’s,
mutual funds, and other market investments are
their sources of income for retirement.
However, most have not realized their market
investments and CD’s carry risk that could
devastate their retirement plans. Typically what
has resulted from the withdrawal of these assets
is what is referred to as a “spend down.” In other
words, the assets are liquidated before the end
of retirement leaving short falls in later
retirement years.
These shortcomings lead us to search for investments that can
guarantee long term retirement income that won’t
run out.
learn more about annuities with guarantees
There are 4 risks in retirement
- Longevity - outliving assets
- Healthcare costs - estimated at growing yearly between 4 - 7%
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- Asset Allocation - diversification and market risk
- Withdrawal Rates and Inflation
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learn more about guaranteed Income annuities
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Request a FREE Annuity Quote: |
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CD's vs. Annuities
Put the power of tax-deferred growth and
guaranteed interest rates to work today!
- Compounding interest (even qualified CD's do not compound, interest payments go into the money market account).
- Guarantee of growth, flexibility and income (again, compounding, 10% and the guaranteed lifetime income stream all not offered with CD's).
- Access to 10% without penalty
- NO reinvestment risk
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additional CD vs. Annuity information
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